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内容简介:
Corporate pensions are disappearing. Social Security is in
trouble. And the sizable postwar generation is reaching retirement
age. With the futures of millions of Americans at stake, Ed Slott,
the country’s foremost retirement planning adviser, now offers
expert advice on weathering the perfect storm of financial
instability that looms on the horizon. Your Complete Retirement
Planning Road Map provides clear step-by-step directions
through the highways and byways of IRAs, 401(k)s, 403(b)s, and
other major accounts.
In five focused sections, Slott combines crucial facts with
checklists and questionnaires to teach investors and beneficiaries
alike the best way to save and to maximize an inheritance. Inside
you’ll discover
? an overview of every retirement savings account you own–from what
it is and where it is to who gets it and how, plus where to put
important data
? how to properly fill out retirement account beneficiary forms so
that money goes to whomever you choose and not to relatives who pop
up out of nowhere
? what to do when you inherit so that you won’t lose any tax
benefits or make a mistake that could wipe out an inherited fortune
that took years to build up
? how to handle out-of-the-box issues such as divorce or
incapacity; tax issues for unmarried partners; decisions about
trusts
? how to determine whether your professional retirement adviser is
really up to the task of preserving and protecting your money
? the most up-to-date information on tax laws, including the
Pension Protection Act, which provides major new retirement
incentives that you can take advantage of
Your Complete Retirement Planning Road Map is an
indispensable planning solution that is sure to become the standard
how-to on a complex subject that is becoming relevant to more
people every day.
“IRA savant Ed Slott [helps] you make the most of your
retirement earnings or inherited account.”
–USA Today
“Ed Slott knows more about the care and feeding of IRAs than
anybody else.”
–Newsday
书籍目录:
Author's Note
Introduction: The Long, Happy Life of Your Retirement Savings
SECTION I: MY ACCOUNT INVENTORY
SECTION Ih THE ACCOUNT OWNER'S CARE SOLUTION
SECTION IIh THE ACCOUNT BENEFICIARY'S CARE SOLUTION
SECTION IV: THE SPECIAL ISSUES CARE SOLUTION
SECTION V: THE FOLLOW-UP CARE SOLUTION
Appendix I: Single Life Expectancy Table
Appendix II: Uniform Life Expectancy Table
Appendix III: Joint Life Expectancy Table
Appendix IV: Retirement Planning Resources for Consumers and
Financial Advisors
Index
Acknowledgments
作者介绍:
Ed Slott is a nationally recognized retirement account expert
and a professional speaker at conferences nationwide. He hosts
www.irahelp.com, which provides retirement resources for both
consumers and professional advisors. He created Ed Slott’s Elite
IRA Advisor Group, an exclusive registry of financial advisors.
Slott is the author of Parlay Your IRA into a Family Fortune and
The Retirement Savings Time Bomb and How to Defuse It. He publishes
“Ed Slott’s IRA Advisor,” a monthly newsletter for financial
professionals. He is a frequent contributor to The New York Times,
The Washington Post, Newsday, The Wall Street Journal, Los Angeles
Times, Time, Newsweek, Fortune, Forbes, Money, and USA Today, and
has appeared on all major networks. He lives on Long Island.
From the Hardcover edition.
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编辑推荐
“Ed Slott knows more about the care and feeding of IRAs than
anybody else.”
–Newsday
“It would be tough to find anyone who knows more about IRAs than
CPA Slott.”
–USA Today
“The best source of IRA advice.”
–The Wall Street Journal
From the Hardcover edition.
书籍介绍
Corporate pensions are disappearing. Social Security is in trouble. And the sizable postwar generation is reaching retirement age. With the futures of millions of Americans at stake, Ed Slott, the country’s foremost retirement planning adviser, now offers expert advice on weathering the perfect storm of financial instability that looms on the horizon. Your Complete Retirement Planning Road Map provides clear step-by-step directions through the highways and byways of IRAs, 401(k)s, 403(b)s, and other major accounts.
In five focused sections, Slott combines crucial facts with checklists and questionnaires to teach investors and beneficiaries alike the best way to save and to maximize an inheritance. Inside you’ll discover
• an overview of every retirement savings account you own–from what it is and where it is to who gets it and how, plus where to put important data
• how to properly fill out retirement account beneficiary forms so that money goes to whomever you choose and not to relatives who pop up out of nowhere
• what to do when you inherit so that you won’t lose any tax benefits or make a mistake that could wipe out an inherited fortune that took years to build up
• how to handle out-of-the-box issues such as divorce or incapacity; tax issues for unmarried partners; decisions about trusts
• how to determine whether your professional retirement adviser is really up to the task of preserving and protecting your money
• the most up-to-date information on tax laws, including the Pension Protection Act, which provides major new retirement incentives that you can take advantage of
Your Complete Retirement Planning Road Map is an indispensable planning solution that is sure to become the standard how-to on a complex subject that is becoming relevant to more people every day.
“IRA savant Ed Slott [helps] you make the most of your retirement earnings or inherited account.”
–USA Today
“Ed Slott knows more about the care and feeding of IRAs than anybody else.”
–Newsday
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